The vast majority of us shop on-line at some point throughout the year. At the holidays, this is especially true. There are frequently stories in the news about people stealing packages off of door steps, which when you think about it, is, sadly, pretty easy to do. It’s just sitting there for the taking. The same can be said for your personal financial information if you aren’t mindful.
Below are 9 easy things you can do to protect yourself financially when shopping on-line.
- Use a unique password for each website, especially sensitive accounts such as banks and credit cards. – Keeping track of each unique password can be made easier with password managers like LastPass.
- Enable a two-step verification process for sensitive websites and services.
- Use a credit card instead of a debit card. Once money is debited from your account, it’s gone.
- If your Credit Card Company has an App, use it to verify purchases and alert you of any suspicious behavior.
- Do NOT use public WIFI to do any purchasing.
- Do NOT click on links that are embedded in emails. Instead, go directly to the vendor’s website. Be sure to check that the site uses HTTPS at the beginning of its web address.
- Be especially aware of tracking package links in emails – better to copy and paste a tracking number into the carrier’s website to track packages.
- If you don’t recognize the brand or the site, or if the deal is too good to be true - walk away...trust your gut.
- Whenever possible, check out as a guest.